Methodology & data sources
No black box. Here is exactly how every estimate is built and where the numbers come from.
The formula
- We turn your monthly bill into annual kWh using your state’s electricity rate.
- We size a system to cover the share of usage you choose, using your state’s solar production factor.
- Gross cost = system size × your installed $/W.
- Net cost = gross cost − 30% federal credit − any rebate you enter.
- Payback = the year your cumulative bill savings overtake that net cost, with power prices rising ~2.5%/yr and panels losing ~0.5%/yr.
Where the data comes from
- Electricity rates — average residential prices per state from the U.S. Energy Information Administration (EIA), Electric Power Monthly (~2025). National average in our data: 16.8¢/kWh.
- Solar production — annual kWh per kW of panels, a south-facing rooftop ballpark by climate from NREL’s PVWatts. National average: 1330 kWh/kW/yr.
- Federal tax credit — the 30% Residential Clean Energy Credit (IRS), in effect through 2032.
- State & utility incentives — these change constantly and vary by provider, so we don’t hard-code dollar figures. We link each state page to DSIRE, the authoritative US incentives database, and let you enter any rebate.
What this is — and isn’t
This is a fast, transparent estimate to help you decide whether solar is worth pursuing where you live. It is not a quote, a guarantee, or financial/tax advice. Real costs depend on your roof, shading, equipment and installer, and the federal credit depends on your tax situation. Always get itemised quotes and talk to a tax professional before buying.
Honesty policy
We use state averages and label them as such. We never invent precise rebates, fake “average savings,” or hide the answer behind a lead-capture form. Nothing you type leaves your browser. If a number here is wrong or out of date, that’s a bug — tell us.